Rates and Billing Information
I maintain sliding scale and reduced fee spots in my practice to ensure mental health therapy can be as accessible as possible. Please inquire if you are interested in a sliding scale rate for working together.
Individual Services
Online individual sessions occur weekly or every-other-week via video call, depending on the needs of the client.
Clients can eventually transition to monthly or as-needed visits.
Short term (less than 6 months) and long-term support is available.
These sessions will be scheduled as 45 or 60 minute sessions - depending on the client needs and any potential treatment modality requirements.
$200 for 45 minutes / $250 for 60 minutes / $300 for 90 minutes
Extended sessions are available for a special rate.
Services for More than One Person aka Family & Group Therapy
As a systems focused therapist, I offer clients the option of combining individual therapy with family therapy to bring in key attachment and support folks in their life to sessions from time to time. Family systems help support the client in their work between sessions.
Clients define 'family’ on their terms and family sessions may include a partner, close friend, chosen family member, or biological family member.
$250 for 75 minute session
Sliding Scale Services available upon request.
I am committed to making my services as accessible as possible.
I provide a sliding scale range for clients paying out of pocket, as I believe that therapy should be accessible to all.
Before the first session, we can discuss what price point you are able to reasonably afford based on the scale. I have a limited amount of reserved spots for sliding scale.
Client seeking Therapy for under $100/session are encouraged to check out Open Path Collective Therapist Directory.
Adult Autism Assessments
Adult Autism Assessments are offered over a series of 4-5 sessions to explore a full picture of client’s history, current presentation of behaviors, and conduct a clinical interview to assess if a client meets the DSM-5 TR Criteria for an Autism diagnosis.
Adult Autism Assessments can be paired with ongoing therapy services or accessed as short-term assessment-focused services if you already have an established therapist-client relationship with another professional.
Visit my Adult Autism Assessment page for more information.
Professional Consultation for Therapists, Coaches, and others.
As a Licensed Clinical and School Social Worker with a decade of experience, I am happy to offer my time to others who are seeking to consult or seek guidance, advice, or insight into how to better support your clients, students, or community.
I offer consultation around my specialty areas and am happy to share my experiences, resources, and provide direction and support to colleagues in the interest of more clients receiving more affirming services.
$300 for 60 minutes
$150 for 30 minutes
Mental Healthcare Access matters to me.
If you are a teen, trauma survivor, abuse survivor, or impacted by wage inequality and do not have spare income for therapy, but are motivated to attend weekly therapy, contact me and let’s work something out.
I began my career in mental health in community mental health through the public school system and nonprofits. I intend to remain as accessible as possible throughout my career to those I began this career for - humans doing their best to become someone their 12 year old self would look up to.
What if I want to use my Health Insurance to pay for therapy services?
For Oregon Clients, I am In-Network with the following Public Insurance Plans:
Oregon Health Plan - Health Share of Oregon
Oregon Health Plan - Trillium Community Health Plan (pending, expected late 2023)
For Oregon Health Plan members outside of HealthShare and Trillium, I am happy to look into Single Case Agreements with your CCO upon request.
For Oregon Clients, I am In-Network with the following Commercial Insurance Plans through Headway:
Aetna
Cigna
Oxford
United Healthcare
Oscar Health
Blue Cross Blue Shield of Massachusetts,
(pending late 2023) Regence Blue Cross Blue Shield of Oregon
For all other clients, I offer the option of providing a SuperBill that will allow you to request part of the cost of therapy reimbursed to you depending upon your Out of Network Insurance Benefits.
Payment Information
Payment is due at the time of services.
Clients are billed within 36 hours of services being received - unless other arrangements or payment agreements have been made during the Intake Appointment.
I accept debit, credit, and HSA/FSA cards via my online secure payment system.
Clients may choose to have services paid for by a third-party such as a family member and this can be established during the Intake Session. Third parties are NOT granted access to clinical information, only information regarding service date, charge, and payment policies.
Clients utilizing Insurance Benefits as a form of payment are responsible for keeping the therapist updated on insurance changes.
Clients utilizing Out of Network Insurance Benefits via SuperBill are responsible for submitting claims on their own - unless other arrangements have been made. Reimbursify is available as a platform for clients looking for an option to submit Out of Network Claims.
If you are seeking to utilize Out of Network (OON) Benefits for Therapy Services:
Questions To Ask Your Insurance Provider Before Our First Session:
What are my mental health benefits with this plan? Do I require a referral to make an initial appointment?
Are tele-health sessions covered? If so, are there any specifics or limitations I should know about?
Am I responsible for a copay or co-insurance fee at each session, and if so, what is it?
If I have a deductible for mental health services, what is it and what is my current status in meeting it?
Does my plan include couple’s therapy coverage?
Is there a limit with my plan as to how many sessions per calendar year are allowed, and if so, what is that limit? Is it per individual covered on the plan?
Do I have Out Of Network (OON) mental health benefits, if I decide to see a therapist who is not paneled with this plan? What would I need to do to be reimbursed? How much could I expect to be reimbursed per session?
Want to work together?
If you’re interested in working together, I offer a FREE 20-minute video call appointment to prospective clients to make sure we are a good match before scheduling an intake appointment.
This is your chance to ask questions and decide if we are a good fit.
Some people click with my style right away- some don't, and that is totally okay! If you decide that I'm not the right therapist/consultant for you, I can also help you find someone who is.
Good Faith Estimate / No Surprises Act of 2022
Effective January 1, 2022, the No Surprises Act (NSA) protects you from surprise billing if you have a group health plan or group or individual health insurance coverage. It also bans: Surprise bills for emergency services from an out-of-network provider or facility and without prior authorization.
Every client will receive a Good Faith Estimate. The Good Faith Estimate shows the costs of items and services that are reasonably expected for your health care needs for an item or service. The estimate is based on information known at the time the estimate was created. Most estimates include the cost of 6-10 Therapy Sessions at the standard or negotiated rate.
The Good Faith Estimate is not a contract and therefore does not require you to obtain all of the items or services outlined as available to be provided by Kimberly Louvin. The foundation of a good therapeutic relationship between a client and therapist is the client’s right to autonomy and self-determination. Therefore, you (as the client) have the right to terminate services at any time.
The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. You could be charged more if complications or special circumstances occur. If this happens, federal law allows you to dispute (appeal) the bill.
If you are billed for more than the Good Faith Estimate, you have the right to dispute the bill. You may contact the health care provider or facility listed to let them know the billed charges are higher than the Good Faith Estimate. You can ask them to update the bill to match the Good Faith Estimate, ask to negotiate the bill, or ask if there is financial assistance available.
You may also start a dispute resolution process with the U.S. Department of Health and Human Services (HHS). If you choose to use the dispute resolution process, you must start the dispute process within 120 calendar days (about 4 months) of the date on the original bill.
There is a $25 fee to use the dispute process. If the agency reviewing your dispute agrees with you, you will have to pay the price on the Good Faith Estimate. If the agency disagrees with you and agrees with the health care provider or facility, you will have to pay the higher amount.